The principals and staff of Secure Capital MIC and its manager, Secure Capital Group (FSCO#12651), are also investors, because we believe in the quality of the investment.
Sheri Kosturik – Founder, Director, President and Chief Executive Officer
Sheri Couprie Kosturik has been actively involved in the mortgage industry since 2004. She is a graduate of the Seneca College Financial Services Underwriting program, where she earned her Honours Diploma in 2006. She previously earned a Bachelor of Arts with Honours Degree from York University.
With Sam Singal, Mrs. Kosturik was a co-founder of mortgage brokerage Mortgage Central in 2004 and was a principal until 2007. After successfully completing the Financial Services Underwriting program, she obtained her Mortgage Broker’s license under the Mortgage Broker’s Act and owned and operated another mortgage brokerage, Mortgage Connect, from 2007 to 2010. With Sam Singal, Mrs. Kosturik also co-found Secure Capital MIC Inc. in 2007.
Ms. Kosturik has completed the Partners, Directors and Senior Officers Exam, in addition to the Exempt Market Products Exam. Sheri is also a member of both MPC (Mortgage Professionals Canada) and CMBA Ontario (Canadian Mortgage Brokers Association Ontario).
Sasha Singal – Secretary, Director and Mortgage Underwriting
Sasha Singal is a founding shareholder of Secure Capital MIC Inc. and has has been involved in underwriting deals, portfolio management and enforcement. Mr. Singal completed the Mortgage Agent Licensing Course in 2012 and has been a licensed mortgage agent through The Mortgage Centre – Mortgage One Solutions, since August 2013. Mr. Singal is a member of both MPC and CMBA Ontario. Mr. Singal graduated from the International Business program at Seneca College in 2011.
Joshua Singal – Director and Mortgage Enforcement
Joshua joined the administration team in August 2013 and is primarily responsible for enforcement activities (collecting missed payments, managing the power of sale procedure, etc.)
Jaime Vilas – Director
Jaime Vilas has been involved in the mortgage industry since 2001 and has closed over $175m in mortgage loans. Mr. Vilas was an agent with The Mortgage Center where he also managed over 80 mortgage agents between 2002 and 2006. From 2006 to 2009, Mr. Vilas owned and managed a mortgage brokerage, ClearView Mortgage Corp. Prior to a career in the mortgage industry, Mr. Vilas was a financial advisor at Midland Walwyn, owned and operated two fitness clubs and a restaurant, and was drafted by the Toronto Argonauts in 1988.
Helen Hwang-Hutchings – Business Development Manager
Helen Hwang-Hutchings has been involved in the mortgage industry since 1996. Working primarily for Scotiabank in various roles and attaining her Personal Financial Planning designation. She worked as a mortgage specialist for Scotiabank and later on as a Business Development Manager for the alternative lenders like HSBC Finance, Equitable Trust and Equity Financial in the last 11 years. An active member of CMBA Ontario and MPC.
Paricheher (Cheri) Mistry – General Counsel
Cheri Mistry has over 7 years real estate and mortgage lending experience. She was called to the Ontario Bar in 2009 and is a member in good standing with the Law Society of Upper Canada. She has worked as a lawyer in Corporate and Firm environments and brings with her a wealth of experience in private lending transactions and enforcement. In addition to being General Counsel of Secure Capital MIC Inc, Cheri also operates her own legal practice in which she practices Real Estate and Corporate Law.
Michelle Santoli – Law Clerk
Michelle Santoli has over 7 years of experience as a real estate law clerk. She has great knowledge on private mortgage and second mortgage transactions.
Jenny Wu – Finance and Administration
Jenny joined the team in April 2010 and is involved in book and record keeping, collections, and general administrative duties.
Victor Brewda – Mortgage Investment and Construction Consultant
Victor is part of our underwriting team for construction mortgages and provides his expertise and advice to related mortgage investment projects. Victor brings extensive knowledge and expertise gained from 35 years of involvement in private and sub-prime lending industry. He is a partner in a construction company, a licensed realtor (owner of Forest Hill Real Estate Inc. Brokerage Oakville Branch) and member of The Law Society. His main goal is to ensure that investments are secured by qualified mortgages that meet strict underwriting guidelines.
Melissa Parrales – Reception
Melissa joined the team in May 2016 and is a welcome addition as our Receptionist and administrative assistant.